About

About Me

Founder and principal of George Rios Consulting LLC — a fractional and forward-deployed CTO practice. I embed with growing teams to defragment their technology landscape and collapse complexity, without the $350K hire.

George Rios
PracticeGeorge Rios Consulting LLC
Founded2026
PreviouslyPlural Solutions, Inc. · 24 years
What I Do

I defragment technology landscapes

Most companies I work with are running on 10–15 disconnected tools. The operational platform doesn't talk to the billing system. Compliance is tracked in spreadsheets. Customer data lives in 4 different databases with 4 different schemas. Nobody has a map of how it all connects — because it doesn't.

Through George Rios Consulting LLC I step in as a fractional CTO and do the work a full-time hire would take months to start: audit every system, map the data flows, identify the redundancy, and build the connective tissue that collapses complexity. The result is a coherent stack your team can actually execute against.

I work across financial services, healthcare, SaaS, and insurance — environments where fragmentation doesn't just slow you down, it creates compliance risk and quietly costs real money in manual reconciliation, delayed launches, and staff churn. Forward-deployed means I stay hands-on through the build, not just the diagnosis.

Milestones90 days
30 days

Complete Systems Map

60 days

Fragmentation reduction

90 days

Executed integration roadmap

Background

The builder behind the advisory

2026 –Founder & Principal, George Rios Consulting LLC
2021 – 2026Tech Lead & Interim CTO, Catch Health
2002 – 2026Founder, Plural Solutions, Inc.

I'm not a consultant who draws diagrams and leaves. I've spent 25 years writing production code — starting before C# was cool, back when ASP.NET Web Forms was cutting edge. Over that time I've built custom software for enterprises across finance, healthcare, logistics, and SaaS, led cloud migrations for companies moving billions in transactions, and rescued architectures from the trash heap.

Along the way, I noticed the same patterns of fragmentation everywhere — in every industry I touched. The same vendor lock-in traps. The same disconnected operational platforms, billing systems, and compliance tools, each one solving a real problem in isolation and creating three more at the seams. I started codifying solutions, building reusable integration patterns, and developing a repeatable approach to collapsing complexity.

That work turned into products — I've designed, built, and shipped full platforms end to end, not just advised on them. It's why my fractional CTO practice is grounded in real implementation, not theory: when I tell you an integration will take six weeks, it's because I've built that integration.

For 24 years I ran Plural Solutions, Inc., a custom software development firm built on C# and .NET. In 2026 I founded George Rios Consulting LLC to focus the practice where the demand moved: fractional CTO engagements, forward-deployed engineering, applied AI, edge and cloud development, and architecture advisory.

Most recently, I served as Tech Lead and Interim CTO at Catch Health, a health insurance marketplace serving 400K+ members, where I architected AI-powered compliance monitoring, built integration layers across corporate systems, and led the technical team through rapid growth.

Principles

My Approach

  1. 1
    Principle

    Map Before You Build

    You can't fix what you can't see. Every engagement starts with a complete systems audit and architecture map.

  2. 2
    Principle

    Collapse, Don't Replace

    I don't rip and replace existing investments. I build the connective tissue between what you already have.

  3. 3
    Principle

    Transfer, Don't Hoard

    I could write all your code, but it's better if your team can maintain and extend it. Every sprint includes knowledge transfer.

  4. 4
    Principle

    Ship Over Perfection

    Perfect architecture that ships next year is worse than a working integration that ships next week.

Now

What I'm Doing Now

These days, I split my time between:

01Fractional CTO engagements — embedded systems defragmentation for growth-stage companies
02Forward-deployed builds — hands-on integration work inside client stacks
03Building internal tooling and platforms that outlive the engagement
04Writing about integration patterns, systems architecture, and AI-augmented development
05OpenAccepting new fractional CTO clients — fintech, healthtech, SaaS, and insurance
Discovery call

Defragment your stack

If your technology landscape is fragmented, your team is stuck between disconnected systems, or you need senior technical leadership without the full-time overhead — let's talk.